Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely from state to state. In general, the laws assume that the vehicle was operated by the owner's permission.

Laws enhancing penalties that make revocation automatic or targeting social hosts have varying impact on mortality rates. All of these measures, including mandatory education, alcohol treatment, and interlock devices, have a small impact.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions for national standards for fuel economy and licensing standards for commercial vehicle drivers are primarily administrative in nature and do not apply to states that decide their own classifications for registration. These classifications for vehicle registrations determine whether a motorist must be granted a specific license to operate certain types of vehicles.

These state laws define terms such as "automobile," "light trucks" and others. For instance, the definition of light truck encompasses any motor vehicle that has an estimated carrying capacity of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination of vehicles that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles with wheels that is utilized by people who have physical disabilities and cannot walk. A moped is an automobile with no more than three wheels on the ground and that travels at the speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by a driver who sits on top of it. The owner of the vehicle is the person who owns the legal title.

Traffic Laws

Each state has its own motor vehicle laws which cover everything from registration process to the insurance requirements. These laws also address the kinds of vehicles that are subject to the law. While certain laws are fairly similar across states, others are quite different. There are laws that limit how many people can be transported by pedicab. There are laws that ban reckless driving on certain types of roads, such as parking lot.

A person who operates a motor vehicle in violation of these laws could be fined and punished for doing so. Penalties can include having your license revoked or being required to go to traffic school.

The law that regulates speed limits on roads is among the most important laws a state has. In New York, for example it says that the speed limit for commercial vehicle is identical to that of an automobile.

It also defines a "clayton motor vehicle Accident Law firm vehicle" as any type of vehicle or any other device that moves mechanically and used on the highway to transport people or property or for commercial uses. It excludes trailers and semitrailers, coaches or house trailers or vehicles that only run upon rails or tracks snowmobiles, all-terrain and snowmobiles as well as motorized mobility aids used by people with a disability and self-propelled hay harvesting or corn harvesting machines and tractors.

Insurance

A motor insurance policy for vehicles is a contract between the insured and the insurer which provides insurance against financial loss due to liability for bodily injury or property damage to a third party arising from the ownership or operation, maintenance, or the use of a covered automobile. It also provides protection against physical damage to the vehicle. It must contain the name and address of the named insured as along with the coverage provided by the policy. It also contains the amount of the premium and the time for the duration of the policy in effect, as well as the responsibility limits. It should also include an agreement or endorsement that the insurance is provided in accordance with the coverage stated therein as respects injuries to the body, property damage or death and is subject to all provisions of this chapter.

Duncanville law firms often suggest that individuals review a sample motor vehicle policy in order to understand the terms. One of the most frequent areas of confusion is the definition of the term "walkertown motor vehicle accident lawsuit vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages offered under a motor insurance policy include commercial auto insurance for vehicles used for commercial or business establishments or activities, employment, or occupations conducted to earn money, automobile liability coverage, which includes PIP MP,, and uninsured and underinsured coverage for drivers (UM/UIM). This type of insurance is required by several states.

Permissive Use

It is crucial to understand what insurance coverage is available in the event that a person other than the named insured or a family member drives your car and causes an accident. This concept is known as permissive usage and the specifics of your policy might differ, but in general most large car insurance companies provide this type of insurance.

It is important to keep in mind that you are accountable for any damages caused by a driver with your permission. Permission can be express or implied, and it usually does not have to be recorded.

In determining whether there is implied permission, courts look at the relationship between the parties; their past behavior and use of the vehicle; as well as the circumstances surrounding the particular driving event that is in question. The court will also consider whether there were any restrictions placed on the scope of permissive use and if even an unintentional deviation from the duration, location and limitations of the initial permission would violate these restrictions.

Be aware that adding an additional driver to your insurance policy will raise your premiums, as the vehicle becomes more risky to cover. It is important to carefully evaluate your options prior to lending your vehicle to anyone else. Contact Jerry to receive a no-cost insurance quote and to discuss the policy's terms.