Motor vehicle accident lawyers Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general the law assumes the vehicle is being operated by the owner's permission.

Laws that enhance penalties such as making revocation automatic and targeting social hosts have varying effects on mortality rates. All of these measures, including obligatory education, alcohol treatment, and interlock devices, have a tiny impact.

Legal Definitions

The laws governing the legal definitions of motor vehicle accident lawsuits vehicles are formulated and determined at the state level. The various definitions that are used for national requirements for fuel economy and licensing requirements for commercial vehicle drivers are primarily for administrative reasons, and do not apply to states that are determining their own registration classifications. These vehicle registration classifications determine if a driver needs to be granted a specific license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and other. For instance an example, a light truck is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. It also excludes any combination of vehicles specifically designed to transport passengers or property entirely within its own structure, including trailers and manufactured homes.

Wheel chair is a conveyance with wheels, which is utilized by people who are physically disabled and unable to walk. A moped is an automobile with at most three wheels on the ground and that travels at the speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by the operator who sits on the top of it. A person who owns the legal title to a car is called the owner of the vehicle.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from the registration procedure to insurance requirements. The laws also deal with the types of vehicles subject to the law. While certain laws are fairly similar across states, others differ significantly. For instance, there are laws that restrict the number of people you can carry in the pedicab. There are laws that ban reckless driving on certain kinds of roads, for instance, a parking lots.

A person who operates a motor vehicle in violation of these laws can be fined and punished for violating these laws. The penalties can vary from being able to have your driver's license suspended to being required to attend traffic school.

The law governing speed limits on roads is among the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

The law also defines the definition of a "motor vehicle." This includes every description of a vehicle or device that is powered by mechanical power and is utilized on a public road for the transportation of people or property or for other commercial use. The law excludes trailers, coaches and semitrailers, all-terrain and snowmobile vehicles, motorized mobility assist devices operated by people with disabilities and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer from financial loss in the event of bodily injury or death or property damage caused by a third party caused by the operating, ownership, maintenance or the use of an insured vehicle. It can also provide protection against physical damage to the insured vehicle. It must include the name and address the named insured as well as the coverage provided by the policy. It also contains cost of the policy and the time for the duration of the policy in effect, and the maximum amount of responsibility. It must also contain an agreement or endorsement stating that the insurance is in accordance with the coverage specified as to bodily injury and death, as well as property damage.

Duncanville law firms typically recommend that individuals review the sample motor vehicle policy in order to know the terms. One of the most frequent areas of confusion is the definition of "motor vehicle." The phrase appears often in statutes that govern the registration of vehicles and financial responsibility laws.

Some examples of coverage provided under the motor vehicle policy are commercial auto insurance for vehicles that are used for commercial, business, jobs, or other activities that are primarily for profit; automobile liability insurance that includes MP and PIP; and uninsured motorist and underinsured motorist coverage (UM/UIM). This kind of insurance is required by many states.

Permitted Use

If someone other than a named insured or family member is driving your car and gets involved in an accident, it is important to understand the process of insurance coverage in these instances. This is known as permissive usage. The specific terms of your insurance policy could differ, but most large car insurers offer this type of coverage.

It is important to keep in mind that you are accountable for any damages caused by a driver with your permission. Permission may be either implied or explicit but does not necessarily need to be in writing.

In determining if there is an implied permission, courts will look at the relationship between the parties; their prior conduct and the use of the vehicle, as well as the circumstances surrounding the specific driving event. A court will also look at whether there were any restrictions placed on the permissive use and if any minor deviations from the time, place and usage restrictions of the permission would be in violation of these restrictions.

Be aware that adding an additional driver to your insurance policy will increase your premium, because the vehicle becomes more risky to cover. It is therefore essential to consider your options carefully prior to giving your vehicle over to others. If you aren't sure whether you should add someone to your policy or not, contact Jerry to discuss the specific terms of your insurance policy. You can also get a free quote.