Motor Vehicle Legal Terms

The laws that govern motor vehicle accident vehicles are different from state to state. In general the law, it is assumed that the vehicle is operated with the permission of the owner.

Laws that enhance penalties and making revocation automatic, or the targeting of social hosts have mixed impacts on mortality rates. All of these measures, including obligatory education, alcohol treatment and interlock devices have a slight effect.

Legal Definitions

State laws govern legal terms for motor vehicles. The definitions used by the federal government for national standards for fuel economy and licensing requirements for commercial vehicle drivers are primarily administrative and do not apply when states determine their own classifications for registration. These vehicle registration classifications determine whether a motorist must be issued a special license to operate certain types of vehicles.

The state laws define terms like "automobile," "light trucks" and others. For example, the definition of light truck is any motor vehicle accident law firm vehicle that has an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes panel delivery vehicles and pickup trucks. This is any vehicle or combination designed to transport people or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a machine with wheels, used primarily by those who because of physical impairment cannot move about as pedestrians. A moped is a vehicle with not more than three wheels on the ground and that travels at an maximum speed of 35 miles per hour.

A pedicab is a vehicle that is driven by a driver who is sitting on it. The person who has the legal title to a vehicle is referred to as its owner.

Traffic Laws

Typically, each state has its own set of Motor vehicle accident Lawyers vehicle laws, which cover everything from the registration process to the insurance requirements. These statutes also address the types of vehicles protected by law. While certain laws are similar between states, others are quite different. For instance, there are laws that limit the number of persons a person can transport in the pedicab. There are laws against reckless driving on certain kinds of roads, for instance, a parking lots.

If you violate the law, you could be penalized and fined. The penalties can range from getting your driver's license revoked and being required to attend an traffic school.

The law that governs speed limits on roads is one of the most important laws that states have. In New York, for example it says that the speed limit for commercial vehicle is the same as that of an automobile.

The law also defines the definition of a "motor vehicle." This covers every description of carriage or other contrivance that is propelled by mechanical energy and used on a public highway for the transportation of persons or property, or for any other commercial use. The law excludes trailers coaches, semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices that are operated by people with disabilities, and self-propelled corn and hay harvesting machines.

Insurance

A motor insurance policy for vehicles is an agreement between the insurer and insured that covers financial loss due to liability for bodily injuries or property damage to a third-party arising out of the ownership or operation, maintenance, or use of a covered vehicle. It also provides protection against physical damage to the covered vehicle itself. It must include the name and address of the insured named as well as the coverage provided by the policy, the amount that is charged, the period of the policy's effectiveness, and the limits of liability. It should also include an agreement or a statement that the insurance is provided in accordance with the coverage specified in respect of bodily injury, death or property damage and is subject to all the rules of this chapter.

Duncanville law firms often suggest that clients read a sample motor motor vehicle accident lawyers vehicle policy to understand the terms. One of the most frequent confusions is the definition of "motor vehicle". This phrase appears in a number of statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles that are used for commercial, business, work or occupations that are primarily for profit; automobile liability insurance, which includes MP and PIP, and uninsured motorist and underinsured motorist coverage (UM/UIM). A majority of states require drivers to have this kind of insurance.

Permissive Use

If someone other than a named insured or a family member drives your vehicle and is involved in getting into an accident, it is important to understand the way insurance coverage works in these circumstances. This is referred to as permissive use. The specific terms of your insurance policy may vary, but most large car insurers offer this type of coverage.

However, it is important to remember that the person driving your car must have your permission to be held accountable for any damages. Permission can be given in writing or implied, and it is not required to be recorded.

In determining whether there is implied consent, courts consider the relationship between the parties, their prior behavior and the use of the vehicle and the circumstances surrounding a specific driving event. A court will also consider the extent to which restrictions were imposed on the scope of permissive use. It will also consider if an unintentional deviation from the time, place, and usage limitations of the permission would violate these limitations.

Be aware that adding an additional driver to your auto insurance policy could raise your premiums, as the vehicle becomes more difficult to insure. It is important to consider your options prior to lending your vehicle to others. If you are unsure about whether to add someone to your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy and get an estimate for free.