For case study. My mother was born in 1927 from a little town called Ludwigsruh in what was then Malaysia. Well, search as I might I do not find small town. As to the reasons? I decided to look at the history of Germany around that time, keeping in their mind that WWII changed the lay with the land, so to speak. I discovered that Ludwigsruh was now a sub-division of Gorzow Poland and the name itself was obsolete. Furthermore found some articles that described the invasion for the little town and I recently found that my mother's homestead became basics for Russian soldiers knowning that some pretty gruesome things had happened there. Naturally , mother didn't want to mention her home!

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The Chicago Mercantile Exchange (CME), while the majority of Futures contracts are traded, realized that individual investors in order to be trade Futures just like major institutions; individual traders want to leverage their risk also. They also keep in mind that small investors will not risk associated with dollars on gallons of gas contracts or a pile of wheat. Therefore, the CME decided build an investment environment that could entice individual investors to trade Commodity.

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